Warrier's blog

The Hindu : Opinion / Open Page : Why safety takes a back seat? Read the interesting article and concerns expressed in online comments including mine

Three changes that can make the National Pension System more attractive - Moneylife Not just three changes. NPS needs an overhaul if it has to serve the professed purpose.

Business Line : Opinion : A time for reforms, once again These thoughts on reforms need to be taken forward. You may have different views. But the subject needs contemplation!

Business Line : Opinion : Public sector banks, consolidate now A well argued article Also read online comments including mine

M G Warrier’s My Page Wishes its readers a happy, healthy, peaceful 2013 A monthly bulletin from M G Warrier incorporating select published letters/articles (and some stray thoughts based on what he read/saw and wrote during the month). Mailed during the first week of every month. Please send your responses and views to mgwarrier@rediffmail.com Vol II, No 12, December 2012 M G Warrier, MLR-116-B, Mangalam Lane, SASTAMANGALAM-695010 (9349319479) Dear Reader Since September 2012, My Page is being posted on Warrier’s Blog at mgwarrier.blogspot.com Links to articles and important comments are posted at the blog as and when they are published. Those esteemed readers who have difficulty in accessing blog can contact mgwarrier@rediffmail.com (Exrbites members can access Warrier’s Blog by clicking at "Visit Your Group" in the bottom most line of any group mail and then at "Links". You can also Google search "M G Warrier" to reach

#.UM8yXceRbL4.blogger#.UM8yXceRbL4.blogger#.UM8yXceRbL4.blogger The article helps one to understand the different perceptions about inflation

Taming Inflation - Moneylife Please read and respond.

Property Prices - Moneylife An interesting article Also read online comments

The Hindu : Business / Industry : Growth: Lost between RBI and North Block Here is another view on the goings on between FM and regulators. Also read my comments.

VITALINFO: Super regulator : ..... Instances of the finance ministry’s attempt to act as a super regulator over all regulatory bodies in the financial sector are becom...

#.UMvZMuEnV9c.blogger#.UMvZMuEnV9c.blogger A good beginning!

Global Analyst, December 2012 Banking Special Financial Inclusion Surmounting the Insurmountable M G Warrier Former General Manager Reserve Bank of India For historic reasons, in India, the responsibility to purvey social justice is shared between government and banks. Perhaps these are the only two institutions which get to the grassroots. The outreach of the government is limited to tax collection and law-enforcement in several geographical areas and segments of population. Banks’ reach out to more people as part of resources mobilization efforts and as purveyor of timely and need-based credit. These are sweeping statements. Though this article will be brief and will not attempt the adventure, a deeper study will tell us that a revisit to Kautilya’s Arthasastra is overdue for those in charge of governance, to understand the rights and responsibilities of an administrator of governance. Similarly, banks should introspect how much has changed in the banking business, beyond

Global Analyst, December 2012 Banking Special Financial Inclusion Surmounting the Insurmountable M G Warrier Former General Manager Reserve Bank of India For historic reasons, in India, the responsibility to purvey social justice is shared between government and banks. Perhaps these are the only two institutions which get to the grassroots. The outreach of the government is limited to tax collection and law-enforcement in several geographical areas and segments of population. Banks’ reach out to more people as part of resources mobilization efforts and as purveyor of timely and need-based credit. These are sweeping statements. Though this article will be brief and will not attempt the adventure, a deeper study will tell us that a revisit to Kautilya’s Arthasastra is overdue for those in charge of governance, to understand the rights and responsibilities of an administrator of governance. Similarly, banks should introspect how much has changed in the banking business, beyond

Business Line : News : Law of the land should have sanctity: Ratan Tata Also read online comments including mine

UPA Government wins FDI vote in Rajya Sabha too - Moneylife Let us also listen to Ratan Tata Please see my comments

Aam Admi Party: Dilemma of accepting current political practices? - Moneylife Also read comments

FDI in retail: Opposition motion defeated in Lok Sabha - Moneylife See my comments for a different view on coalition politics

Article published in Business Manager, December 2012 under Cover feature. Others who contributed articles to the cover feature were Dr Anil Khandelwal, Dr K C Chakrabarty (excerpts from the inaugural address at HR conference of public sector banks at Mumbai on 1.6.12) and Dr deepti Bhargava HRM in Banks Talent deficit is the product of deliberate neglect of HR issues The absence of talent in banks today is the product of a deliberate neglect of HR related issues. The ageing top level, problems in succession plans at various levels caused by, among other things a ‘recruitment holiday’, since circa 1991, during which period ‘outsourcing’ and adhocism forced distorted priorities in recruitment and skill development are all grave issues affecting the functioning of banks. M G WARRIER (Former General Manager, Reserve Bank of India) The need of the hour is a thorough overhaul of HR policy and practices in banks, from Board Room to front desk. The casual appr

The Hindu : Today's Paper / OPINION : Poverty amid prosperity An article with specific reference to Gujarat

Business Line : Columns / Ashoak Upadhyay : FM’s pushing too hard An excellent article Please read the online comments also