Warrier's Collage on October 22, 2025

Welcome To Warrier's COLLAGE On Wednesday October 22, 2025 Friends Hope you all have celebrated Diwali 2025 in a befitting manner. Collage wishes a happy and prosperous year ahead 🎈. All indicators are positive. Regards M G Warrier A Cover Story https://www.google.com/search?q=mg+warrier+on+gold+management&ie=UTF-8&oe=UTF-8&hl=en-in&client=safari B Media Response I The Hindu Business Line October 17, 2025 Letters PSB Consolidation* This refers to the letter about "Bank consolidation" (October 17). The concerns expressed are genuine. And naturally this will give ammunition to the permanent lobby waiting to show government initiatives in bad light, for whatever reason. Post-nationalisation, PSB consolidation should have been given top priority, for the same reasons adduced in the letter. But for various reasons, it got delayed and only now GOI is coming out with a rational reorganization plan. Earlier initiatives were half-hearted. The main rationale beyond having world class large-sized PSBs is reducing competition among same category of banks and integrating systems for introducing uniform customer friendly systems and services. M G Warrier Mumbai *Published in The Hindu Business Line II The Economic Times October 14, 2025 Chat Room AI needs Humans need AI This refers to the piece "When a Consultancy Uses an AI Consultant"(Just in Jest, October 14). While enjoying the satire, one is simultaneously tempted to acknowledge the role of human intelligence in keeping the checks and balances of the systems developed over ages in tact. May be, today, AI-Y will fact-check AI-X and expose inaccuracies and fallacies. But both AI-X and AI-Y need the support of human intelligence for ensuring functional efficiency. One wonders, how long the market forces will allow the hide and seek of greedy masters of AI to keep the brand value of their products at present high levels. M G Warrier Mumbai *Published on October 15, 2025 C Gold Management Wall Street Joins BRICS Gold Bull Run, Sees $10,000 Price Ahead https://share.google/MgpSEb2cO8AHVu8u5 D Collage in Classroom* (Open to learners of all ages, preferably 20 to 100) How can I improve myself in 1-2 months? Cut-off bad friends — drop the dead weight because they aren't going anywhere. It's not noble to let them hold you back. Practice doing nothing — Regularly throughout the day, take 5 minutes to enjoy where you are without a need to fix it. Harness Awareness — meditate daily for at least 10 minutes a day. Separate yourself from your mind and body. Fix body-clock — Wake-up and sleep at roughly around the same time. You need some rhythm in your body. Don't overeat — It takes a toll on your body and mind. Eat regular small, 4–5 meals throughout the day. Develop a skill — Pick one interest and practice it every day. Writing or drawing, there are free resources to get started. Educate on life — Read philosophy and books, from the world's greatest thinkers. You must learn to live a good life. It doesn't come naturally.... *Shared by Badrinarayanan, Ex-RBI, Chennai

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