Warrier's Collage on Wednesday February 8, 2023

Welcome To Warrier's COLLAGE On Wednesday February 8, 2023 Introduction to Artificial Intelligence https://youtu.be/SSE4M0gcmv Discourse on Vishnusahasranamam 2/8 https://youtu.be/X6jJqQlA7yg Good Morning 🌅 Nice Day M G Warrier A 1) S R Badrinarayanan Shared a thought provoking excerpt from a Facebook page : An educated mentor asked a 35-year-old married young man to stand up during his speech. "You're walking on a beach. A young beautiful lady coming from front. What would you do? " The young man replied - "She will be seen, I will start admiring her personality". Guruji asked - "After that girl developed, will you also look back? " The young man said - yes, if my wife is not with me. (Everyone Laughs In The Crowd) Guruji asked again - "Tell me how long will you remember that beautiful face? " The young man- replied, "till another pretty face appears 5-10 minutes" And smiled Guru ji told the young man later - imagine now. When you leave here, I give you a pack of books, to deliver that packet to a rich man 75 km away from your house. You go to his house to deliver books. His house shows he's a millionaire.10 vehicles on the verandah of his bungalow and 5 watchmen outside the house. You send a message along with this pack of books inside. Then the house owner himself comes out and welcomes you. Then when you start leaving the place he humbly asks you to come inside his house. He sits next to you and gives you hot tea and snacks. Thanking him for his hospitality you return. When you're about to leave, he enquires - how did you come to my house? You replied .by - local train. Immediately he asks his driver to drive you to your destination in one of his luxury cars. When you reach your place, the billionaire called and enquired you - brother, are you comfortable..!! Guruji asked, now tell me *How long will you remember this man? * The young man said - Guruji! Even though he was such a big millionaire I will never forget that person for his humble and loving behavior. Guru ji, who addressed the meeting through youths, said "This is the reality of life". "A beautiful face will be remembered for a short time, dominant behavior will be remembered forever. " 💐Focus on the beauty of your behavior rather than the beauty of your face and body. Life will be interesting to you, unforgettable beautiful and inspiration to others....... SOURCE : FACEBOOK ..... 𝔹𝕒𝕕𝕣𝕚. 2) C V Subbaraman Ref : Collage on Sunday February 5, 2023 T Panchapagesan's Column is touching. It is true that older one grows greater is the affection and bondage one feels towards siblings. It is perhaps an inevitable psychological factor. Should one allow that to happen or overcome it? One cannot say. There is a pleasure in such renewed and reaffirmed feeling. If one wants to be out of it, the only way is to adjust one's life after understanding the down-to-the earth truth contained in Aadi Shankara's Bhaja Govindam. Subbaraman 3) Vathsala Jayaraman Sunday's collage had a lively topic 'Gossip' by Shri Badrinarayanan. I totally endorse his views.The gossips which were limited to parks and temples have taken a different avatar 'CHAT' in media. There are thousands of images of violence thro TV and internet, Even our epics Ramayana and Mahabharatha contain gossips. Gossip emanating out of anger and jealousy results in damage in reputation leading to suicides. There is gossip during elections, gossip in stock markets, gossip in question paper. Gossip has its positive sides too. Gossips about merger, demerger or down sizing whether right or wrong may give the people concerned an opportunity to polish their resume and get prepared for a change. Gossip helps a lot in identifying a thread of talent inherent in the gossip- monger as well as the affected. We cannot create a gossip-free world. It is an inherent strength or weakness of the society. We should live amidst gossip and turn the negative gossip into positive vibration and identify gossips as to what to care and what to ignore. Vathsala Jayaraman 4) Sharad Fadnawis I have come across a rather disturbing news in newspapers lately about the concept of Chat bot. With my purfun ctory knowledge, I could not grasp much of it except a scary thought that it could dispense a man completely as far as pursuit of knowledge is concerned.It could write paper for you, do your job involving intricate study or even write your doctoral thesis. Ultimately, what a man will be reduced to? An inactive creature sans any intellectual activity ? Will any knowledgeable and expert member elaborate on this ? Sharad Fadnavis M G Warrier's response : I have not tried to understand this, yet. I don't believe Artificial Intelligence (AI) can be superior to human brain. Technology and AI may help in doing things more systematically and faster. If you have read Reshmy's poem written with the help of AI, you would have noticed the links in thoughts. Reshmy's place, I would have scrambled the subjects and got a certificate from AI that I am getting insane M G Warrier (Collage is trying to take the debate forward. Regards -Warrier) B Collage remembering S S Tarapore (1936-2016) https://www.livemint.com/Politics/yAEOWrTBWTPRHriuNsDgON/Former-RBI-deputy-governor-SS-Tarapore-dies-at-80.html The Hindu Business Line https://www.thehindubusinessline.com/money-and-banking/ss-tarapore-doughty-defender-of-the-old-lady-of-mint-street/article64308955.ece Please see Shri S R Badrinarayanan's message at A1. This message reminded me of my experience on the day I visited S S Tarapore at his Colaba (Mumbai) residence several years ago. February 4, 2023 was Tarapore Saheb's 7th Remembrance Day. He left us on February 4, 2016. Back to our meeting at his residence. Tarapore is one of the few RBites who constructed bunglow houses in the posh Colaba area with Bank's housing loan those days. Much before people in India took tea seriously, circa 2013/14 when Congress made Modi popular for his tea-connections, I was fortunate to taste tea prepared by two Deputy Governors of RBI. Back to my meeting SST at his residence : J R Prabhu and I reached SST's Colaba residence one holiday evening. SST with his usual smile and dressed in white kurta and pyjama received us from the portico and took us to the lobby. Prabhu and he were doing the talking while Mrs SST came and looked on like a traditional housewife. After some time he went inside and took us to a table on which snacks were served on plates he was mixing and pouring tea in bright white cups. In between he said, "she says I make better tea for guests" While leaving SST gave us copies of books published by him. In office also when we used to work with him on holidays, (when he was ED, if I remember right), SST used to arrange sandwich and tea/coffee for all. C Tarapore's column in The Hindu Business Line : Maverick View : SST remembered N A Mujumdar in his HBL Column thus : https://www.thehindubusinessline.com/opinion/columns/s-s-tarapore/For-an-economics-of-compassion/article20856833.ece Excerpts : "Economist NA Mujumdar whose prolific writings span more than 55 years, passed away on April 6, 2014. He had a long and distinguished career in the Reserve Bank of India during which his services were sought by five central banks under the aegis of the International Monetary Fund. After retiring from the RBI in 1988, he was associated with a number of institutions..." D From Warrier's desk I Collage Books : My first book This is what S S Tarapore wrote in his forword to my first book* published in 2014, succumbing to his pressure : FOREWORD Central bankers have traditionally been reticent and generally stayed out of the public gaze. More recently, central bankers have been more forthcoming and engage in public debate. Given these traditions, it is not surprising that most retired bankers do not air their views in the public domain. In many ways, Govinda Warrier is an exception in that he is ever willing to engage in public debate on issues of relevance to the common person. His interests are wide ranging, from monetary policy, banking, fiscal policy, HRD issues and senior citizens. He expresses his views with great conviction but with his predilection towards pragmatism which enables him to see a better way of conducting policy. His writings reflect the current economic debate and students, policy makers, opinion makers, bankers, economists and the discerning public would greatly benefit from reading this cameo of economic issues. I hope that Warrier's efforts would encourage other retired central bankers to join the debate. S S Tarapore Mumbai, February 12, 2014 *Originally published as "Banking, Reforms and Corruption" in print edition. Now available in eBook format as : "Chasing Inclusive Growth : Reforms for Financial Inclusion" : https://www.amazon.in/dp/B07B527VZY?ref_=cm_sw_r_apann_dp_3WEN0TBDZ8RS2RXDNSZA II Media Response February 7, 2023 Let bank be known as bank This refers to the report "Kotak Mahindra gets nod for bank" (February 7). Multiplicity of specialised institutions in the financial sector and diverse regulatory and supervisory systems shared by Centre and states responsible for ensuring their statutory compliances has been leading to unethical practices by unscrupulous stakeholders. Traditionally in our country, common man believed that banking and finance institutions irrespective of their ownership were under the direct regulatory and supervisory oversight of Reserve Bank of India. In reality, cooperatives and NBFCs had several options to escape controls. The present trend to bring all institutions which are in the business of banking under the direct regulatory and supervisory outreach of RBI should be welcomed in the above context. M G Warrier Mumbai E Collage in classroom : Artificial Intelligence Reshmy Warrier's poem written in collaboration with Artificial Intelligence(ChatGpt) has made some readers curious about the hidden potential in AI. TNC Rangarajan throws some light into the possibilities of AI. Shared this note : Are you still reeling under all those Twitter threads and LinkedIn posts about how ChatGPT is going to take over the world? Everyone’s busy listing out the kinds of jobs that will be lost thanks to AI. Even us writers. But have you seen what Google has been up to with AI? Last week, the tech giant quietly released something called MusicLM. It's an AI that has been trained on 280,000 hours of music. And now, it can create some thumping music for you. Even from complex text prompts like this — “A rising synth is playing an arpeggio with a lot of reverb. It is backed by pads, sub bass line and soft drums. This song is full of synth sounds creating a soothing and adventurous atmosphere. It may be playing at a festival during two songs for a buildup.” It really sounds too good to be true. Now Google isn't releasing MusicLM to the world just yet. But why's that, you ask? Apparently, there's a bit of an ethical dilemma here. You see, MusicLM has this tendency to take original material created by artists and use it in its own music. It's not that bad — only 1% of its music was plagiarised so to speak. But it's still a problem. You don't want to get sued by massive music production businesses for copyright infringement. There's also something else that lawyer Chris Mammen pointed out to The Verge. Let's say you're purchasing a song. Are you buying the rights to play the song or are you also buying the right to use it for training AI bots? Do you need the artist's permission before you put it to use? Lawyers aren't quite sure what's the right answer yet. So yeah, you can see why Google's keeping its public release on hold for now. But the way things are shaping up, it looks like even music producers are soon going to face the heat of AI! Here's a non-AI soundtrack to get you in the mood 🎵 Sukoon by Hassan & Roshaan ft Shae Gill Listen to this non-AI generated song and tell us it doesn't soothe you?! Hat tip to our reader Aakankshi Bothara for this lovely recommendation. https://finshots.in/archive/sunny-side-up-ai-music-devil-in-your-sips-expensive-paintings/ F Leisure 1) Even GODS have problems* I have been just sitting at home for the last 3 years since I retired from service, thinking of all problems. Last week, my friend dragged me to a Satsang ... I went reluctantly, since I had not slept well last few days. The discourse was by a really good and humorous speaker. He broached the topic of human problems : He said : We are all complaining all the time; but, even the Gods have their own set of problems, much more than we can imagine. When Lord Shiva and Lord Vishnu were sitting together one day, Shiva was complaining to Vishnu about his problems. Shiva said : I have two sons Ganesh and Kartikeya. Ganesh sits on a mouse, Kartikeya sits on a peacock and I have a snake around my neck. Kartikeya's peacock eyes my snake {peacocks eat snakes} and my snake eyes Ganesha's Mouse. Worse is, I sit on the Bull Nandi and my wife Parvati sits on the Lion. Now the Lion is eyeing my Nandi. I have so much trouble balancing these things about. Worse still, Parvati does not like her sister Ganga to sit on my head. Worst, it is so cold on Mount Kailash. With all these problems and very little clothes on me, I wanted to kill myself ... So I drank poison but, that got stuck in my throat, and I can't even die. Vishnu after hearing all that said, your problems are nothing, listen to mine: I have one son Kaamdev, the lord of lust. He has created havoc in the cosmos. I am ashamed... My wife is Laxmi. everyone prays to me, but want her to come to their house and no one wants to let her go. Shiva, your wife is with you; whereas mine is roaming all around the world, with no one wanting to leave her. How would you feel, if you were in my place? Also, my Vahaan, the vehicle of travel, is Garud, the big bird. I have no seat belt and it’s so cold up there. One swish and I am dead. You are sitting in one place, Kailash and, look at me I am sitting in the ocean, on the head of Sheshnag with multiple heads, and if one head goes wonky and bites me, I am dead. I was laughing all the way, sleep disappeared, and I came to realize saintly teachings are not bad, and that I should have listened more in my younger days, but never mind. Yes, we all have problems. Each human being is having his or her own set of problems, but they have to face them and get along... If you can't avoid problem, just enjoy the problem and come out! *Shared by S Venugopal Chennai 2) Pun 4 Fun* An annual Pun Competition was held by the New York Times. Here are some submissions : 1. I changed my iPod's name to Titanic. It's syncing now. 2. England has no kidney bank, but it does have a Liverpool. 3. A dentist and a manicurist married. They fought tooth and nail. 4. With her marriage, she got a new name and a dress. 5. Did you hear about the fellow whose entire left side was cut off? He's all right now. 6. A bicycle can't stand alone; it's just two tired. 7. When she saw her first strands of grey hair she thought she'd dye. 8. I didn't like my beard at first. Then it grew on me. 9. Did you hear about the crossed-eyed teacher who lost her job because she couldn't control her pupils. 10. Dad, are we pyromaniacs? Yes, we arson. 11. Why is ‘dark’ spelt with a k and not c? Because you can’t 'c' in the dark. 12. Why is it unwise to share your secrets with a clock? Well, because time will tell. 13. Prison is just one word to you, but for some people, it’s a whole sentence. 14. I’m trying to organize a hide-n-seek tournament, but good players are really hard to find. 15. I’ve started telling everyone about the benefits of eating dried grapes. It’s all about raisin awareness!!! *Shared by ExRBite Shetty, Dreams Complex. G H I L A R I O U S Q U O T E S* . Some hilarious quotes to lighten your mood. When I die, I want to die like my grandfather who died peacefully in his sleep. Not screaming like all the passengers in his car. Will Rogers Never under any circumstances take a sleeping pill and a laxative on the same night. Dave Barry Knowledge is knowing a tomato is a fruit; wisdom is not putting it in a fruit salad. Miles Kington Why waste your money looking up your family tree? Just go into politics and your opponent will do it for you. Mark Twain Have you noticed that all the people in favor of birth control are already born? Benny Hill I asked God for a bike, but I know God doesn't work that way. So I stole a bike and asked for forgiveness. Emo Philips By the time a man realizes that his father was right, he has a son who thinks he's wrong. Charles Wadsworth People who think they know everything are a great annoyance to those of us who do. Isaac Asimov Nothing spoils a good story like the arrival of an eyewitness. Mark Twain Why is it that when we talk to God we're said to be praying but when God talks to us we're schizophrenic? Lily Tomlin If it's sent by ship then it's a cargo, if it's sent by road then it's a shipment. Dave Allen An archaeologist is the best husband a woman can have. The older she gets the more interested he is in her. Agatha Christie The man who smiles when things go wrong has thought of someone to blame it on. Robert Bloch Always borrow money from a pessimist. He won't expect it back. Oscar Wilde *Shared by Sudha Warrier, Mumbai