ENCASHING NEED AND GREED

August 25, 2016
Encashing need and greed

Quoted below is the concluding observation from RBI Governor Raghuram Rajan’s opening statement to the post-policy press conference on August 9, 2016:
“If you get an email from me or any future governor promising to transfer a large sum of say ₹ 50 lakh to you if only you send a small transaction fee of ₹ 20,000 to a specific bank account, delete the email. The reality is such emails are not from me and the RBI does not give out money directly to ordinary citizens, even though we print plenty of it. While the emails usually contain very convincing reasons why you have been chosen to receive money, ask yourself why I cannot simply deduct ₹ 20,000 and send you ₹ 49.8 lakh. If you think for a moment, you should not fall prey to such emails.”
Recalling this, in the context of a report relating to an FIR filed by police after duped kidney ‘donor’ tried to end her life, published in a leading newspaper on August 25, 2016. The report, inter alia says:
“The Borivili police on Wednesday registered an FIR in connection with the case of a 23-year old woman being defrauded by a kidney agent, driving her to attempt suicide. The agent had offered Rs 35 lakh to the woman if she agreed to donate her kidney. The catch was that she would first have to pay up Rs 80,000 as fees for registration and medical examination”
I think, media should give wide publicity to the parting message given by the outgoing RBI Governor which in essence means that if someone is going to give you something free or intend to make a huge payment for whatever reason, one need to remember that it is ridiculous for the giver to collect in advance a relatively small sum towards expenses like registration fee, medical examination, handling and forwarding charges etc. The person can as well give a gift of smaller value or make the payment after deducting costs.
Let us not allow others to encash our need or greed!

M G Warrier, Mumbai


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