Warrier's Collage on Sunday July 2, 2023

Welcome To Warrier's COLLAGE On Sunday July 2, 2023 V T Panchapagesan Responding to a write-up on Pariharams by Vathsala Jayaraman This needs proper analysis. Having born in this mundane world, every human Has to exist.. Rich becomes Richer. Poor becomes Poorer, In between middle knows not how to live.. We also know very many things either good or bad. Common man is ignorant. Anybody can fool him . He falls a Prey.. In the name of Rituals and Rites people exploit the poor.. There was some honesty and faith . People regarded them seeking guidance. Today everything has become top sided. Money, money, earn for livelihood at any cost.. This is the reality. Democracy has no meaning today. Pariharams have become handy for them for making a living for survival... Our days have become DARK and DREARY. WE HAVE TO BRIGHTEN IT BASKING SOMEHOW IN THE AFTERGLOW!!! Be Well, V T Panchapagesan Message from Collage Good Morning 🌄 Happy Birthday to all readers having Birthday during the week ending Saturdsy July 9, 2023. Ayurarogyasaukhyam 🙏 and Best Wishes to all. Nice Day M G Warrier A Messages/Responses 1 TNC Rangarajan Shared a link https://www.linkedin.com/pulse/arranging-smooth-succession-bank-accounts-rangarajan-justice-tnc 2 Badrinarayanan The June 30 issue of Collage seem to focus on macro issues that the country's central bank takes care of and, who knows a dedicated issue on the pension updation that has been recently announced. .... Badri June 25, 2023 B Collage Opinion Media Responses June 29, 2023 1 Securing financial sector* This refers to the report "Banks' bad loans at 10-year low, resilient to shocks : RBI" (The Hindu Business Line, June 29). Looks, the worst is behind for the Indian financial sector. FY2022-23 saw the central bank also improving it's balance sheet, though not in a big way. This is one side of the story. Time is opportune to look at management of nation's resources in their entirety including government budgets and mobilization of funds by corporates. The banks which created a nationwide network after obtaining banking licences, have become lazy and are using various external arms as conduits for purveying credit. This results in leakages which affects the return on investment for the depositors. Similarly, central and state governments using statutory provisions to retain banks and financial institutions as compulsory buyers of G-Secs delays development of a retail market for government borrowings. Resultant low returns on such investments affect interest rates on bank deposits adversely. M G Warrier Mumbai *Published on June 30, 2023 2 Adieu, Goodenough! This refers to the report "Goodenough, co-inventor of Li-ion batteries passes away" (The Hindu Business Line, June 27). The Nobel Laureate's passing away deserved a wider coverage in the mainstream media, perhaps more for the statement he made eight years ago : "I am only 92; I still have time to go." No doubt, more articles will be published in the media soon and perhaps new books will be written about Goodenough this year. But what is preventing us from appreciating the life and work of achievers like this, even before they become celebrities in different circumstances? Adieu, Goodenough, you will be remembered through your contribution to science and technology. M G Warrier Mumbai 3 ICCU at home This refers to the article "Accidents in war and life" (Open Page, June 25). Even before reading his book "Happy At Heart" I have been an admirer of the style of presentation of Dr Tiny Nair*. How aptly he is able to mix history, professional experience and practical suggestions for a healthy lifestyle in right proportion? One cannot make the advice sweeter and sharper than : "An unflustered wife or an unmindful pilot is bad news for an unwell husband or a bullet-ridden aircraft" M G Warrier Mumbai *See Book on my table @H 4 Business of banking This refers to the report "'Unsecured' loans handed out to NBFCs come under RBI scanner" (The Hindu Business Line, June 26). One, as a depositor is tempted to ask an innocent question : Who is doing real banking business? The banks which created a nationwide network after obtaining banking licences, or the various arms through which the resources mobilised by banks are dispensed as credit to the end-user? The question arises because, with the increase in the number of pass through agencies, the interest banks are able to pay for the deposits mobilised comes down and the cost of credit for the ultimate borrower goes up. The dilution in security requirements at lower tiers of the credit conduits reduces the recovery rates, cost of which again is ultimately born by the depositors or taxpayers who are not organised and therefore remain silent. M G Warrier Mumbai Usha Thorat loved your review of aarati book planning to buy it https://timesofindia.indiatimes.com/readersblog/warriersviews/retirement-planning-55609/ D Cover Story : Shared by Kiran Warrier A rare conversation between Ramkrishna Paramahansa & Swami Vivekananda Please share with our next generation or read it loud to family, it's one of the best message I have come across . 👉 Swami Vivekanand :- I can’t find free time. Life has become hectic. Ramkrishna Paramahansa :- Activity gets you busy. But productivity gets you free. 👉 Swami Vivekanand :- Why has life become complicated now? Ramkrishna Paramahansa:- Stop analyzing life... It makes it complicated. Just live it. 👉 Swami Vivekanand:- Why are we then constantly unhappy? Ramkrishna Paramahansa:- Worrying has become your habit. That’s why you are not happy. 👉 Swami Vivekanand:-Why do good people always suffer? Ramkrishna Paramahansa:- Diamond cannot be polished without friction. Gold cannot be purified without fire. Good people go through trials, but don’t suffer. With that experience their life becomes better, not bitter. 👉 Swami Vivekanand:- You mean to say such experience is useful? Ramkrishna Paramahansa:- Yes. In every term, Experience is a hard teacher. She gives the test first and the lessons later. 👉 Swami Vivekanand:- Because of so many problems, we don’t know where we are heading… Ramkrishna Paramahansa:- If you look outside you will not know where you are heading. Look inside. Eyes provide sight. Heart provides the way. 👉 Swami Vivekanand:- Does failure hurt more than moving in the right direction? Ramkrishna Paramahansa:- Success is a measure as decided by others. Satisfaction is a measure as decided by you. 👉 Swami Vivekanand:- In tough times, how do you stay motivated? Ramkrishna Paramahansa:- Always look at how far you have come rather than how far you have to go. Always count your blessing, not what you are missing. 👉 Swami Vivekanand:- What surprises you about people? Ramkrishna Paramahansa:- When they suffer they ask, "why me?" When they prosper, they never ask "Why me?" 👉 Swami Vivekanand:- How can I get the best out of life? Ramkrishna Paramahansa:- Face your past without regret. Handle your present with confidence. Prepare for the future without fear. 👉 Swami Vivekanand:- One last question. Sometimes I feel my prayers are not answered. Ramkrishna Paramahansa:- There are no unanswered prayers. Keep the faith and drop the fear. Life is a mystery to solve, not a problem to resolve. Trust me. Life is wonderful if you know how to live . These are life lessons like no other . Posted by Rahin Bose on LinkedIn E Collage Poetry : Robert Frost E X Joseph introduced me to poems of Robert Frost sometime during the last Century. Himself a poet, Joseph had a knack in identifying writers whose thoughts were of wavelength similar to his own. https://interestingliterature.com/2017/06/10-of-the-best-robert-frost-poems-everyone-should-read/ Collage Pick : And be one traveler, long I stood And looked down one as far as I could To where it bent in the undergrowth; Then took the other, as just as fair, And having perhaps the better claim, Because it was grassy and wanted wear; Though as for that the passing there Had worn them really about the same, And both that morning equally lay In leaves no step had trodden black. Oh, I kept the first for another day! Yet knowing how way leads on to way, I doubted if I should ever come back. I shall be telling this with a sigh Somewhere ages and ages hence: Two roads diverged in a wood, and I— I took the one less traveled by, And that has made all the difference. Two roads diverged in a yellow wood,And sorry I could not travel both F Collage focus June 28, 2023 Tourism industry This refers to the report "Government gung-ho on potential of cruise tourism, eyes Rs35,500-cr revenue" (The Hindu Business Line, June 28). The"whole-of-government approach" to tourism industry mentioned by Tourism Secretary sounds encouraging. If handled with care, prioritising safety, environment protection and public participation in that order, India may not take too long to find her deserving position in the world tourism map. Making the nation tourism-friendly from ground level is an uphill task. The time to exploit the industry potential is now, as we are in a position to provide necessary infrastructure required for travel, stay, transport and communication facilities of world standard across the country. Besides cruise and sightseeing, there's untapped potential in adventure (trekking etc), medical and festival tourism. M G Warrier Mumbai G Collage Humour V Babusenan shared an old Digest humour : The Postmaster General stood before the Dictator with knees trembling. The Dictator looked at him and shouted: " Useless man, my PA tells me that many letters put in the post boxes do not reach their destination. First of all, tell me, are you aware of it? Then tell me what action you have taken to prevent such a serious compaint." "We are aware of it, Sir", replied the PMG. "Most of the letters are unstamped and the addressees refuse to pay the penalty. We made enquiries and found that there is no decline in the sale of stamps." Then, are you not applying gum properly on the blank side of the stamps to enable people to spit and paste the stamps on the envelopes?" "Of course, we do, Sir. But the problem is..." He hesitated. "The problem is, what?" The Dictator insisted. "People spit on the other side." There was no stamp without the smiling Dictator on it. H Doctors' Day Special Book on my table : The Magic of Indian Medicine The Magic of Indian Medicine: The Unedited Experience for You to Laugh and Cry https://amzn.eu/d/fkzpJSJ Online review by M G Warrier Many of us will have stories to tell. But story telling is an art which requires inborn talent to make the stories convey the intended messages. Whether a seven line anecdote or a serious lecture, Dr Tiny Nair conveys his message with ease. If you are looking for a friend, philosopher and guide, three-in-one, Google search for Dr Tiny Nair, read about him, read his articles and if impressed get a couple of his books and listen to his talks. You will develop an intimacy, getting an urge to meet him outside the consultation room. Like his articles and the earlier book "Happy At Heart", you can open this book and read any part, but you will be curious to know more. Each anecdote is a self-contained story with a message. Yes, this Doctor is a magician who opens heart to help you become a better human being. I'm yet to meet him. When in Thiruvananthapuram next time, I will meet him. M G Warrier Bonus : Doctors' Day 2023 https://www.hindustantimes.com/lifestyle/health/national-doctors-day-2023-date-history-significance-theme-ways-to-celebrate-101688133193193.html