Warrier's Collage November 15, 2021

Welcome to Warrier's COLLAGE On Monday November 15, 2021 1) Ithihasa* https://youtu.be/EIOM79D-l9w *Link Courtesy : Vivek Amin Nagpur 2) No Greater Gain https://youtu.be/yr9E3AKzEJk (Gita-based discourse by Sarvapriyananda) Good Morning Nice Day M G Warrier Children's Day* There was a time when choosing the colour of a sketch pen was a tough task ✏ getting the window seat on the school bus was a big deal, 🚌 getting a toffee as a birthday treat from a friend made our day 🍬 being the first to finish copying from the blackboard was a moment of pride, 📝 hiding the answer from our partner was not selfishness, 😈when homework was the only torture, 📔all elders were ideal, 👨👩👴👵early to bed early to rise was life's mantra, 🌛🌞owning a bicycle or one coveted doll was the only treasure 🚴💁 to look good was only to put loads of powder and a neat comb 👌 television time was a community time 👬👭, nothing compared to mum's cotton sari pallu to wipe a runny nose 😪👩 and teary eyes and dad's shadow was good enough to get the schoolbooks out 😨📚 A tribute to those wonderful memories that made a wholesome childhood. Celebrate the child in you! 👫 Happy CHILDREN'S DAY🌹 *Received from Dr T V Surendran Mananthavady A Messages 1) National Digital Library* IIT Kharagpur has created National Digital Library for students for all subjects. Below is the link: https://ndl.iitkgp.ac.in. It contains 4 crore 6O lakh books. Pls share this info as much as possible for students to know and avail this priceless facility for academic knowledge. *Forward received from Sudha Warrier Mumbai 2) Vathsala Jayaraman Dr Abdul Kalam's Letter to Every Indian Why is the media here so negative? Why are we in India so embarrassed to recognize our own strengths, our achievements? We are such a great nation. We have so many amazing success stories but we refuse to acknowledge them. Why? We are the first in milk production. We are number one in Remote sensing satellites. (Continued at H2) 3) R Jayakumar Mumbai A reference to palindrome number in the previous day's Collage impelled me to mention about my granddaughter's 3rd Birthday celebration to the group yesterday. I thank Shri Gauria for wishing her for the same on behalf of the group and you for bringing it up in the Collage on the occasion of Children's day celebration. It was nice to see the beautiful Rose garden in the video forwarded by you. I have seen many rose gardens in Dehradun, Delhi, Chandigarh and in Hathghad, a minor tourism centre we visited recently. I have plenty of photos of roses in my personal album (now digital). The information you have collected on Chacha Nehru was also very interesting to read. I was disappointed that the video on the song Let it Go did not open*. Happy Children's Day to all readers of the Collage. R Jayakumar *Try again : https://youtube.com/watch?v=L0MK7qz13bU&feature=share B Spirituality/Faith charan singh (@CharanSingh60) Tweeted: Unity in Diversity - 70 जैसा रंग कसुंभ का तैसा इहु संसारु मेरे रमीईऐ रंगु मजीठ का कहु रविदास चमार रविदास, 346, गुरु ग्रंथ साहिब As color of safflower (attractive but short-lived), so is this world Color of my master is steadfast like Rubia Cordifolia Ravidas https://twitter.com/CharanSingh60/status/1459646042249449473?s=20 Collage in Classroom : Optional "A Personality Profile of Psychologically Healthy People | Psychology Today" https://www.psychologytoday.com/us/blog/ulterior-motives/202111/personality-profile-psychologically-healthy-people KEY POINTS Particular combinations of personality traits may be associated with greater well-being. Researchers developed an index of healthy traits, and tested this index on a variety of data sets. Even if one doesn't possess the ideal set of healthy traits, they can still influence their behavior in healthy ways. C Current Affairs 1) Media Response To The Editor The Hindu Business Line Letters November 14, 2021 Insulate interest income against inflation This refers to the report "Policy rate cuts transmission higher for depositors than borrowers" (November 14). Prima facie, the headline is misleading as it gives an impression that the rate transmission is beneficial to bank depositors, which is not. Every time there is a speculation on change in central bank's base rate, quite a lot of discussion precedes and succeed RBI's Monetary Policy Statement. Reality is that while a rise in base rate is taken as an opportunity to revise lending rates upwards, the deposit rates do not go up with increase in RBI rates. There are market-related reasons for this. But the steep downward trend in interest income on long term deposits and annuity investments since 2000 is adversely affecting savers who depend on such income for survival. As the above situation also contributes to several socio-economic problems, perhaps, time is opportune to consider insulating income from long term savings from the vagaries of fluctuations in interest rates related to policy reasons. Diversion of deposits to unsafe avenues chasing higher income has adverse social and economic consequences. M G Warrier Mumbai 2) Reserve Bank of India - Speeches https://m.rbi.org.in/Scripts/BS_SpeechesView.aspx?Id=1139 Date : Nov 12, 2021 Launch of RBI-Retail Direct Scheme and Reserve Bank- Integrated Ombudsman Scheme by the Hon’ble Prime Minister on November 12, 2021 - Welcome Address by Shri Shaktikanta Das, Governor, Reserve Bank of India A very warm good morning and Namaskar. 1. On behalf of the Central Board of the Reserve Bank of India, I have the privilege of welcoming the Hon’ble Prime Minister to this event to launch two major initiatives of the Reserve Bank. Sir, your participation in this event is a source of great motivation for all of us in the RBI. I would also like to welcome the Hon’ble Finance Minister to this event and thank her for her continuing support. We are also honoured by the esteemed presence of Hon’ble Ministers from the Central and State Governments, other financial sector regulators, Senior Govt. Officials, MD & CEOs of Banks and various regulated entities of RBI and several other dignitaries. A warm welcome to all the viewers from across the country (Continued at H1) D Readers' Contribution 1) There's a Holmes in every Century : V Babusenan Thiruvananthapuram Despite his great admiration for the quiet and didactic manner of Sherlock Holmes, Dr Watson felt that a small vanity underlay this and, occasionally, raised its hood. Once he said : "Watson, I am the last and highest court of appeal in detection. When the Scotland Yard detectives are out of their depths, the matter is laid before me. I examine the data, as an expert, and pronounce a specialist's opinion. I claim no credit in such cases. My name figures in no newspaper." For a moment, Watson forgot his hero's vanity and said with enthusiasm : "That is exactly why I have developed your admirable investigation of that Brixton Road murder case into a great story and given it a grandiose name : A STUDY IN SCARLET." The doctor was referring to the first of a series of thrilling adventures of Holmes to which he was, in some way or other, connected. Holmes's response was, however, disappointing. He said : "Yes, yes, I glanced over it. Honestly, I cannot congratulate you on account of it. Detection is an exact science and, as such, it should be treated in a cold and unemotional manner. There is no room for romance in it. More or less the same yardstick applies to journalism also. Here, for example, is a news item." He bent down, took a crumpled newspaper from the floor and spread it on his knees with some difficulty. Watching this Watson said with a smile : "Holmes, today's crime and agony columns didn't contain anything worthwhile, I presume." Returning the smile he said : You are right as usual. Thank you. This is the news item I wanted you to listen to. "He read aloud : ''The officers and staff of XYZ- the actual name is immaterial for our purpose, Watson -will go on a day's mass casual leave on November 30 demanding amicable settlement of wage-related issues. This will be preceded by other agitational programmes.The previous wage settlement expired exactly four years ago.' Watson, this is really what is needed. Nothing more, nothing less. If you were to write this report, you would surely have not stopped with it. You would say the institution had not been very fair with its retired staff. It had not compensated them for its own inordinate delays. As regards benefits to pensioners, it does not consider the recipients as a homogeneous unit at all, but keeps them on different strata. It had not evolved a scientific and foolproof system to safeguard the interest of family pensioners. So on and so forth. My dear Watson, please understand that, whether it is the Central Bank of Timbaktu or our own Bank of England, the problems are almost alike. Discerning readers will guess properly from bare facts reported unemotionally. One does not have to romanticize it with undue stress on the old and tired. Leave it to the readers. Even if there is something rotten in Denmark, they have the nose to get the decaying smell. I see your face darkening, Watson. Forgive me for my bluntness. Where am I without my Boswell?" 2) Life Lunch on the plane* I sat in my seat on the plane. It's six hours flight to Delhi. Reading a good book, getting an hour of sleep --- these are the things that I generally do in my journey. Exactly before take-off, 10 soldiers came and sat in the seats around me. All the seats were filled up. I asked the soldier sitting next to me just to pick up a conversation. "Where are you going?" "Agra, Sir! Will be attending a training there for two weeks. Then, we'll be sent for operation," he said. An hour passed. The announcement was heard. That those who want, can pay money and have lunch. Well, at least the lunch business will be over I thought. I overheard as I was thinking of taking the purse and booking my lunch. "Shall we have lunch too?" Asked one of the soldiers "No! Their lunch is expensive. Let's get off the plane and eat at a regular hotel!" "Okay!" other soldiers agreed. I went to the flight attendant. I gave her money for everyone's lunches, saying, "Give them all lunch too." I saw tears in her eyes. "My younger brother is in Kargil, Sir! Looks like you gave him a meal, Sir! It seemed to me for a moment." I came into my seat and sat down. Lunch boxes arrived for everyone in half an hour... I finished my meal and was going to the washroom behind the plane. From the back seat came an old man. "I noticed everything. Congratulations to you." He shook hands with me saying he'd like to take a share in that good work. He pushed a 500 rupee note into my hand saying... "Let me take part in your happiness." I got back. I sat in my seat. Half an hour passed. The pilot of the plane, looking up for my seat number came up to me. He looked at me and smiled. He said he wanted to give me a shake hand. I unbuckled my seat belt and stood up. He shook my hands and said, "I used to be a fighter pilot. Then someone like you bought me a meal. It is a symbol of the love within you. I will never forget it." Passengers on the plane applauded. I felt a little ashamed. It's a good thing I did but I did not do it for compliments. The journey is over. I got up and walked towards the front seats a bit. I stood near the door for the landing. An 18 year old boy put a note in front of me giving me a shake hand. Another person put something in my pocket and left without speaking. Another note. The soldiers who landed with me all met in one place as I got off the plane. I went to them and took out the notes given to me by fellow passengers inside the plane and handed them to them saying, "This money will come in handy for you to eat anything before you go to your training place. It's less whatever we give you than (compared to) the protection you give us! Thank you for the work you are doing for this country. God must bless you and your families with love!" I had tears in my eyes. Those ten soldiers are carrying with them the love of all the passengers on the plane. Getting into my car, "Take care of the longevity of those who are going to give their lives for this country, Lord! I prayed God wholeheartedly. A soldier is someone who spends his life like a blank check paid to India. "A blank check that pays for life." Yet, there are those who do not know their greatness! No matter however many times you read this, it's a tear-jerking thing. Whether you share it or copy and paste! It's your choice! Send it to someone else. Respecting these loving children of Mother Bharat is respecting our own selves. *Forward received from P R R Nayar Thiruvanantapuram E Indian Pension System "Indian Pension System: Social security for elders" https://timesofindia.indiatimes.com/readersblog/warriersviews/indian-pension-system-social-security-for-elders-21009/ "As of now, the Pension System in India across organised sectors including government is in a mess. While criticizing pensioners who demand periodic upward revision of their pension commensurate with the rise in costs, the fact that pension is a component of wages earned deferred for payment post-retirement is grossly overlooked." F Leisure 1) The Dead.. beloved more than the Alive!* MY HOUSE WAS ABOUT TO BE LOCKED ...... On the 29th of November 2018 just because I was not able to pay the rent. I posted it on facebook seeking for help, but all I got were 2 likes & zero comments. So l sent 250 messages to my contact list requesting for a loan of $1500. Sadly only 10 people replied. 6 out of the 10 claimed they couldn't help. Only 1 out of the 4 who said they could help actually gave me some money but the rest only gave me excuses and never picked my calls. In the end, my door was locked. I had no where to sleep. I walked in the dark seeking options and sadly a thief stole my empty purse with my identity card in it. He was badly hit by a fast moving car as he was running away, so he died. Fast forward>> The next day, news quickly spread around that I had died. About 2,500 people posted on my wall how they knew me. How great I was ! A committee was formed by my loyal friends who contributed $18000 to feed guests at my funeral. My colleagues at work teamed up and brought another $4500 for a coffin, tents and chairs. I was to be buried in a coffin worth $1500- the same amount I needed for rent. Relatives also met. It was a rare occasion for them to meet, so they met and contributed an extra $3000. Everyone wanted to volunteer in order to appear they were helping. They printed T-shirts with my image. Each T-Shirt costing $2,50, so the T-shirt man made about $25000 from my presumed death. Everyone wanted to speak at my funeral. There was drama all over from people who never knew how l survived. There was even rumour that I was murdered by my friends. Speeches were made on how talented I was, even by those who never attended my events. The few friends who supported me didn't even get the chance to speak during my funeral - although they knew the Truth. In fact, they were prime suspects for my‘death’. You could imagine how the scene turned after I showed up alive! Some thought l was a ghost. THIS IS THE IRONY OF LIFE; WE LOVE THE DEAD MORE THAN THE LIVING . ~ Author Unknown...... As recd ....... *Received via Group mail from S R Badrinarayanan Cheñnai (This may be a story or a cocktail of real life experiences, fiction and humour. Reality too is not too far. We can find escape routes. Beyond philosophy and 'advice', we can strive to make the other person comfortable when s/he is still alive 🙏-Warrier) 2) Stand up on the bench* The teacher while narrating the story of Hiranyaksha was telling the students that the demon rolled the earth as a mat. Immediately a boy stood up and asked : "If you spread a cloth on the table, we can stand on the floor and roll the cloth. But while rolling the entire earth, where did Hiranyaksha stand? Did he roll himself along with the earth? That is my doubt." The teacher got scared. He didn't know the answer. He wanted to divert the student and asked : "I asked you to memorise five Thirukkurals today. Did you do it?" The student blinked. The teacher angrily told : "You didn't do what I asked you to do. But you are simply asking questions. Stand up on the bench." The student immediately retorted saying : "Dear friends, see our fate. If we do not know answer to any question we have to stand up on the bench. Even when the teacher does not know any answer, we only have to stand on the bench. The entire class burst into laughter. *Received from Vathsala Jayaraman Chennai G Quotes about Retired Life "Retirement Quotes | The 30 Best Inspirational & Funny Retirement Quotes" https://www.seniorliving.org/retirement/quotes/ Random Pick : Retirement's the most wonderful thing. I get to enjoy all the things I never stopped to notice on the way up. After an extraordinary life, it’s time to enjoy my retirement.” – Patrick Macnee (Daniel Patrick Macnee was an English-American film and television actor. After serving in the Royal Navy during World War II, he began his acting career in Canada. ) H 1) Continued from C2 . 2. The Reserve Bank, with its multifarious role touches the lives of the people in varied ways, be it through the currency system, the banking system, the financial markets or the 24x7 seamless digital payments. The Reserve Bank has been leveraging technology and innovation for enhancing the efficiency of its services. The recent announcement of a global hackathon contest, “HARBINGER 2021 –Innovation for Transformation” with the theme ‘Smarter Digital Payments’ on November 9, 2021, is another such initiative by the Reserve Bank to promote innovation. 3. The RBI’s developmental role is focussed on further deepening of financial inclusion and undertaking people-centric initiatives. The two schemes being launched today by the Hon’ble Prime Minister are steps in this direction. 4. The first scheme, namely the Retail Direct Scheme seeks to widen the investor base for government securities by creating an ecosystem whereby retail investors can easily participate in the government securities market which is so far dominated by institutional investors. By doing so, India is setting an example in democratisation of the government securities market. 5. The other scheme being launched today by the Hon’ble Prime Minister i.e. the Integrated Ombudsman Scheme focuses on strengthening the grievance redress mechanism for consumers of various services provided by the RBI regulated entities like Banks, NBFCs and payment system operators. The existing ombudsman schemes are being integrated into a single scheme which will offer the benefit of a single platform to customers for getting speedy resolution of their grievances. This integrated scheme will reinforce confidence and trust in the financial system. 6. The launching of these two citizen centric initiatives today will provide further impetus to our journey towards a more inclusive and responsive financial system. I once again extend a warm welcome to all the dignitaries, participants and viewers. Thank you. 2) Continued from A2 We are the second largest producer of wheat. We are the second largest producer of rice. Look at Dr. Sudarshan , he has transferred the tribal village into a self-sustaining, self-driving unit.. There are millions of such achievements but our media is only obsessed in the bad news and failures and disasters. I was in Tel Aviv once and I was reading the Israeli newspaper. It was the day after a lot of attacks and bombardments and deaths had taken place. The Hamas had struck. But the front page of the newspaper had the picture of a Jewish gentleman who in five years had transformed his desert into an orchid and a granary. It was this inspiring picture that everyone woke up to. The gory details of killings, bombardments, deaths, were inside in the newspaper, buried among other news. In India we only read about death, sickness, terrorism, crime.. Why are we so NEGATIVE? Another question: Why are we, as a nation so obsessed with foreign things? We want foreign T.Vs, we want foreign shirts. We want foreign technology. Why this obsession with everything imported. Do we not realize that self-respect comes with self-reliance? I was in Hyderabad giving this lecture, when a 14 year old girl asked me for my autograph. I asked her what her goal in life is.. She replied: I want to live in a developed India . For her, you and I will have to build this developed India . You must proclaim. India is not an under-developed nation; it is a highly developed nation. .. YOU say that our government is inefficient. YOU say that our laws are too old. YOU say that the municipality does not pick up the garbage. YOU say that the phones don't work, the railways are a joke. The airline is the worst in the world, mails never reach their destination. YOU say that our country has been fed to the dogs and is the absolute pits. YOU say, say and say.. What do YOU do about it? Take a person on his way to Singapore . Give him a name - 'YOURS'. Give him a face - 'YOURS'. YOU walk out of the airport and you are at your International best. In Singapore you don't throw cigarette butts on the roads or eat in the stores. YOU are as proud of their Underground links as they are.. You pay $5 (approx. Rs.. 60) to drive through Orchard Road (equivalent of Mahim Causeway or Pedder Road) between 5 PM and 8 PM. YOU come back to the parking lot to punch your parking ticket if you have over stayed in a restaurant or a shopping mall irrespective of your status identity… In Singapore you don't say anything, DO YOU? YOU wouldn't dare to eat in public during Ramadan, in Dubai .. YOU would not dare to go out without your head covered in Jeddah. YOU would not dare to buy an employee of the telephone exchange in London at 10 pounds (Rs..650) a month to, 'see to it that my STD and ISD calls are billed to someone else.'YOU would not dare to speed beyond 55 mph (88 km/h) in Washington and then tell the traffic cop, 'Jaanta hai main kaun hoon (Do you know who I am?). I am so and so's son. Take your two bucks and get lost.' YOU wouldn't chuck an empty coconut shell anywhere other than the garbage pail on the beaches in Australia and New Zealand .. Why don't YOU spit Paan on the streets of Tokyo ? Why don't YOU use examination jockeys or buy fake certificates in Boston ??? We are still talking of the same YOU. YOU who can respect and conform to a foreign system in other countries but cannot in your own. You who will throw papers and cigarettes on the road the moment you touch Indian ground. If you can be an involved and appreciative citizen in an alien country, why cannot you be the same here in India ? In America every dog owner has to clean up after his pet has done the job. Same in Japan .. Will the Indian citizen do that here?' He's right. We go to the polls to choose a government and after that forfeit all responsibility. We sit back wanting to be pampered and expect the government to do everything for us whilst our contribution is totally negative. We expect the government to clean up but we are not going to stop chucking garbage all over the place nor are we going to stop to pick a up a stray piece of paper and throw it in the bin. We expect the railways to provide clean bathrooms but we are not going to learn the proper use of bathrooms. We want Indian Airlines and Air India to provide the best of food and toiletries but we are not going to stop pilfering at the least opportunity. This applies even to the staff who is known not to pass on the service to the public. When it comes to burning social issues like those related to women, dowry, girl child! and others, we make loud drawing room protestations and continue to do the reverse at home. Our excuse? 'It's the whole system which has to change, how will it matter if I alone forego my sons' rights to a dowry.' So who's going to change the system? What does a system consist of? Very conveniently for us it consists of our neighbours, other households, other cities, other communities and the government. But definitely not me and YOU. When it comes to us actually making a positive contribution to the system we lock ourselves along with our families into a safe cocoon and look into the distance at countries far away and wait for a Mr.Clean to come along & work miracles for us with a majestic sweep of his hand or we leave the country and run away. Like lazy cowards hounded by our fears we run to America to bask in their glory and praise their system. When New York becomes insecure we run to England . When England experiences unemployment, we take the next flight out to the Gulf. When the Gulf is war struck, we demand to be rescued and brought home by the Indian government. Everybody is out to abuse and rape the country. Nobody thinks of feeding the system. Our conscience is mortgaged to money. Dear Indians, The article is highly thought inductive, calls for a great deal of introspection and pricks one's conscience too….. I am echoing J. F. Kennedy's words to his fellow Americans to relate to Indians….. 'ASK WHAT WE CAN DO FOR INDIA AND DO WHAT HAS TO BE DONE TO MAKE INDIA WHAT AMERICA AND OTHER WESTERN COUNTRIES ARE TODAY' Lets do what India needs from us. Forward this mail to each Indian. Thank you, Dr.. Abdul Kalam