Warrier's Collage April 13, 2022

Welcome To Warrier's COLLAGE On WEDNESDAY April 13, 2022 Good Morning Advance Bail : Thoughts on issues are shared by me and readers in Collage only for provoking further thinking and not as guidelines for action (Clarification is with reference to a couple of responses-not shared with readers). Next regular issue of Collage will be on Sunday April 17, 2022. Nice Day M G Warrier He's making a relevant point, please listen : https://youtu.be/GcRjFUPYaDk (Link Courtesy : V Rangarajan) A Retirement Planning Saving For Survival* : M G Warrier https://www.amazon.in/dp/B07FZFZGQJ/ref=cm_sw_r_apan_4BW28QB4EQH73YK9F5SY Excerpts : Description “Saving for Survival : Budget for Breadwinners” is intended as a primer for those who have started working during this century and are confused by the multi-dimensional advices surrounding them on financial planning. This Handbook doesn't give models or suggestions about any particular instrument in which to invest savings. It attempts to give some idea about preparing a Personal Budget or an Income and Expenditure Statement and gives suggestions on monitoring it on an ongoing basis. A section is also devoted to inadequacies in the National Pension System in India. *I think, if you are an Amazon Kindle member, you can read this booklet free, by accessing the above link 🙏-Warrier B Messages 1) Jyothilakshmi Anil Kumar Readers are all praises for your book. Interesting reviews and feedback by experts from finance background. Congrats. Also, must mention, very kind gesture from you and your friends for contributing to the relief fund on the book release day. I know, this isn't the first time you are receiving appreciation for your book. All your books are worth the attention for country's economic growth and development. Your knowledge and wisdom is infectious. (My friends are magnanimous and liberal 🙏) 2) M G Warrier Sharing my latest blog post @Times : Remembering a Freedom Fighter https://timesofindia.indiatimes.com/readersblog/warriersviews/remembering-a-freedom-fighter-from-wayanad-t-rama-warrier-42478/ C Current Affairs 1) NITI Ayog has published a Working Paper on Agriculture titled : A NEW PARADIGM FOR INDIAN AGRICULTURE FROM AGROINDUSTRY TO AGROECOLOGY 2) LIC Pension Plan* https://licindia.in/Products/Pension-Plans/LIC-s-Saral-Pension-PLan-No-862,-UIN-No-512N342V02 LIC's Saral Pension (UIN:512N342V02) (A Non-Linked, Non-Participating, Single Premium, Individual Immediate Annuity Plan) 1. Introduction: • This is a Standard Immediate Annuity plan as per the guidelines of Insurance Regulatory and Development Authority of India (IRDAI), which offers same terms and conditions across all the life insurers. • The Policyholder has an option to choose type of annuity from two available options on payment of a lump sum amount. • The annuity rates are guaranteed at the inception of the policy and annuities are payable throughout the life time of Annuitant(s). • This plan can be purchased offline as well as online through LIC's Website. *Before any investment decision weigh all options carefully and consult reliable Certified Investment Advisors, if in doubt. 3) Media Response April 12, 2022 Focus on democratic processes This refers to the report "Lankan PM appeals to protesters to end agitation"(April 12). Sri Lankan PM appealing to the protesters to end their anti-government agitation said that every minute spent on streets deprives the country of dollar inflow. The message in the above appeal is equally applicable to nations across the globe. About a century after establishing democratic institutions and governments of various types in majority of countries, world is yet to readjust to democratic processes in resolution of social and economic problems. Media need to focus more on debates in legislatures and procedures in democratic institutions instead of following emotional and sensational drama happening on streets. M G Warrier Thiruvananthapuram D 1) V Babusenan's Column : Sesquicentenary of Kumaran Asan If a wonder drug were available, the great Malayalam poet, Kumaran Asan, would have entered his 150th year of earthly existence today(12th April 2022). In the Renaissance firmament of Malayalam literature, he was one of the three brightest stars, the other two being Ulloor S Parameswara Iyer and Vallathol Narayana Menon in the order of age. All the three were contemporaries. In the first three lines of a four-liner, their special features were pointed out thus : 'Asan aasaya gambheeran Vallathol sabdasundaran Ulloor ujwalasabdaaddyan' (Asan is the best in profundity of thought,Vallathol excels in the beauty of words and Ulloor is the richest in high-sounding words.) Let us ignore such classifications and consider the trio as more or less equal in poetic genius. However, the one point to remember is that Asan, on account of his low birth, had to suffer ruthless and humiliating caste-related discrimination. He wrote in1908, much before Gandhiji took up the reins of the freedom struggle, in utter anguish, the lines(in paraphrase) : "Why do you cry, my land of Bharatha? It is thy fate to be in thraldom. Think about this : blinded by the liquor of caste, your children are fighting and killing each other. What is the use of swarajya for you?" At a very young age, Asan came under the spiritual charisma of Sree Narayana Guru, the saint-cum-social reformer. There is an anecdote worth recalling in this context. Standing in front of the deity of a temple in the suburb of Thiruvananthapuram city, the Guru sang : "Kolathukare kudikondarulum Baalappira choodiya vaaridhiye" (O, Ocean of love, bearing the young moon on his head and presiding over this Kolathukara temple) The young Kumaran standing behind him completed the remaining two lines thus : "Kaalan kanivattu kuritchuvidu Nnolappadi enne ayakkaruthe" (Kindly don't send me to the nether world at the cruel summons of Yamadharma) Asan's poetic genius bloomed fully in 1907 with the publication of the trend-setting poem Veena Poovu( The Fallen Flower) Then followed, in the order of publication, Nalini, Leela, Chintaavishtayaaya Seetha(Seetha Engrossed in Thought) Duravastha(Bad Situation) Chandaala Bhikshuki (The Untouchable Novitiate)and Karuna, based on a Buddhist theme, was published in 1923 and the poet died in a boat tragedy in1924 at the age of 51. The theme for all these 'khanda kaavyas'(medium length poems) was love. In Chandaala Bhikshuki he tells through The Lord Buddha : "Snehatthil ninnudikkunnu-lokam Snehatthaal vriddhi thedunnu" (This world emerges from love and takes sustenance from love) In Duravastha, he gives a warning to the orthodox society: " Maattuvin chattangale swayam allenkil Maattum athukaleeningalethaan" (You change the worn -out rules yourselves. If not, the rules themselves will change you) It was an accepted fact that his spirited exhortations through poems have played a major role in the social reform in Kerala. Here is an example : " Unarin, unarin, ullilaatmasakthi Pranayamezhum sahajaathare twarippin Ranapadahamaditchu jaathi rakshas Anayumidangalil okkeyetthi nerppin." (Wake up, wake up, brothers having in them great self respect. Speed up, beat the battle drums and fight vigorously wherever the caste fiend shows its ugly head.) Many consider as his best work Chintaavishtayaaya Seetha. Written over a century ago, the thoughts of Asan's Seetha of the Ramayana are akin to the thoughts of the present women fighting for empowerment. 2) Collage Essay : Vathsala Jayaraman A day for Accountant International Accounting Day* or International Accountant's Day is celebrated all around the world every year to give recognition to accountants who do highly challenging and stressful job that very few people want to do. In most parts of the world, November 10 is considered as an official International Accounting Day. While celebrations of these days are of very recent origin, we have been celebrating this Accountant's Day in India for ages, that is on Chaitra Paurnami Day, to fall on 16th Apr this year. According to the Vedic scriptures, the souls of men after death receive rewards and punishments according to their sins and virtues, and hence it is believed that good and bad deeds of men are not destroyed. The souls of men after death, with imprints of good and bad deeds go to Yamapuri where such records are maintained by the efficient Accountant Chithra Guptha. Chitra Guptha was created out of sheer necessity by Brahma, who also created the three worlds.Yama, as every beginner, took up the task with much enthusiasm, little realising the risks involved in his unenviable job. As mistakes started mounting, they approached Shiva. Shiva gave a glance at Parvathi, who with the slightest of nods, took up a golden slate and with a chalk drew a handsome man, richly adorned with jewels and gems. Shiva leaned closer to Parvathi and bent down towards the slate. Gently, he blew away the chalk dust to clear up the picture. Lo and Behold, before them stood a man, the very replica of the picture on the slate. He held a stylus in one hand and a thick bundle of palm leaves in the other. Shiva had indeed blown the “Air of Life”, Praana Vaayu, into the picture and given him life. Shiva said, “My Son, since you were born out of a picture drawn by Shakthi and breathed to life by me, you will be henceforth called as Chitragupta (Chitra-Picture, Gupta- hidden) Go along with Yama and help him maintain the records of all human activities. At the end of one's life, it is based on your advice that Yama will offer him the fruit of his actions. You will be respected as an equal to Yama himself. He maintained a strict record of the doings of every human and god. Nothing escaped his sharp eye. In the process of maintaining these complicated records Chitragupta gave mankind one of the best gifts ever, the gift of a scripted language. Chitragupta is thought to be the person who introduced the very first scripts. There is also another legend that the holy cow Kamadhenu gave birth to a beautiful young boy, Chitragupta.He was born in the palace of Indra, to relieve him of his sadness of being childless. The glory of Chitragupta pooja is extolled in Garuda Purana, where much detail is given to the job of Chitragupta and his possible judgements to the souls. .Chitra Guptha is stated to enter the house through Kolam, Kalasha and then leave the house after blessing the inmates. The temple of Chitragupta in Kanchi sees huge crowds on that day. There appears to be a scientific reason as to why Chithra Paurnami was chosen and not any other Full Moon Day. In the month of Chithirai, the Sun is in exalted position( uchcham) close to the earth and moon is aligned with the bright star' Chithira'in the constellation of LIBRA. Libra is the sign that seeks balance. Your mind is prepared to balance thoughts properly and you are empowered to make karmic choices by way of worshipping Chitra Gupta, the divine accountant. Whether all these stories appeal to reasoning or not, it is an undeniable fact some of our sufferings are beyond our comprehension and we feel some what relieved if someone takes the initiative of wiping of our sins automatically or by motivating us to do good things like charities to ward off the evils.All is well that ends well. Vathsala Jayaraman *November 10th is designated as International Accounting Day. In India Chitra Paurnami, this year on April 16, corresponds to this. E Spirituality/Faith Dr Charan Singh https://twitter.com/CharanSingh60/status/1513561792114733057?s=20&t=6G1Z3MfXHJ96Ccc3d0jvgg Unity in Diversity - 219 जब लउ नही भाग लिलार उदै तब लउ भ्रमते फिरते बहु धायउ कलि घोर समुद्र मै बूडत थे कबहू मिटि है नही रे पछुतायउ Until good fortune manifested, wandering, lost in births/death Drowning in Kali Yuga, prone to temptations, remorseful Mathura, 1409, SGGS F Leisure Your Laugh for Today!* Since Youngsters of Today have their Texting Codes ( LOL, OMG, TTYL, etc.) the Oldies decided not to be outdone by these kids, and now have developed our own codes too : ATD - At the Doctor's BFF - Best Friend's Funeral BTW - Bring the Wheelchair BYOT - Bring your own teeth FWIW - Forgot Where I Was GGPBL - Gotta Go, Pacemaker Battery Low GHA - Got Heartburn Again TFT - Texting From Toilet. Now share this with some other oldies who are 60+ and make their day. *Received from Sudha Warrier Thiruvananthapuram G Quotes on Retirement Planning https://www.seniorliving.org/retirement/quotes/ Like : “Something pretty…that's just the surface. People worry so much about aging, but you look younger if you don't worry about it.” – Jeanne Moreau Jeanne Moreau was a French actress, singer, screenwriter, director, and socialite. She made her theatrical debut in 1947, and established herself as one of the leading actresses of the Comédie-Française